{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-26-000016","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2026-07-30T13:46:57+00:00","discovered_at":"2026-07-30T13:48:12.422803+00:00","generated_at":"2026-07-30T13:48:17.824111+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Catalyst Bancorp Q2 net income $524k ($0.14 EPS); completes Lakeside acquisition","bullets":["Net income of $524,000 ($0.14 diluted EPS) vs $558,000 ($0.15) in Q1 2026.","Completed acquisition of Lakeside Bancshares on July 14, 2026; merger-related expenses $87k pre-tax.","Loans $162.8M, down 1% from Q1; deposits $196.4M, up 1%.","Non-performing assets $2.3M, down 14% from Q1; ACL 1.34% of loans.","Net interest margin 3.86%, up 3 bps; share repurchases of 24,206 shares at avg $16.20."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-26-000016","json":"https://secwatch.observer/filing/0001849867-26-000016.json","markdown":"https://secwatch.observer/filing/0001849867-26-000016.md","text":"https://secwatch.observer/filing/0001849867-26-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986726000016/0001849867-26-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986726000016/clst-20260730x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T13:48:17.824111+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}