secwatch.observer — SEC 8-K summary
======================================

Issuer:     Catalyst Bancorp, Inc. (CLST)
CIK:        0001849867
Form:       8-K
Filed at:   2026-07-30T13:46:57+00:00
Accession:  0001849867-26-000016
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Catalyst Bancorp Q2 net income $524k ($0.14 EPS); completes Lakeside acquisition
--------------------------------------------------------------------------------

- Net income of $524,000 ($0.14 diluted EPS) vs $558,000 ($0.15) in Q1 2026.
- Completed acquisition of Lakeside Bancshares on July 14, 2026; merger-related expenses $87k pre-tax.
- Loans $162.8M, down 1% from Q1; deposits $196.4M, up 1%.
- Non-performing assets $2.3M, down 14% from Q1; ACL 1.34% of loans.
- Net interest margin 3.86%, up 3 bps; share repurchases of 24,206 shares at avg $16.20.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1849867/000184986726000016/0001849867-26-000016-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1849867/000184986726000016/clst-20260730x8k.htm
  HTML page:      https://secwatch.observer/filing/0001849867-26-000016

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer