{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-26-000022","form_type":"8-K/A","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2026-09-29T18:44:06+00:00","discovered_at":"2026-09-29T18:45:00.223646+00:00","generated_at":"2026-10-12T13:47:25.884786+00:00","sec_items":["9.01"],"event_type":"m_and_a","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Catalyst Bancorp 8-K/A details Lakeside acquisition; Lakeside FY2025 net income $1.88M, EPS $0.89","bullets":["Lakeside Bancshares audited FY2025 net income was $1,875,898, or $0.89 per basic share, up from $1,537,772, or $0.73, in FY2024.","Lakeside's Dec. 31, 2025 total assets were $385,744,142, with total deposits of $287,545,218 and net loans of $233,657,131, versus $365,451,518 assets at Dec. 31, 2024.","FY2025 net interest income was $9,373,447; credit loss expense $986,000; noninterest income $1,967,350; noninterest expense $7,993,379; net income before taxes $2,361,418.","Lakeside held $60,000,000 FHLB advances and $36,063,268 stockholders' equity at Dec. 31, 2025; cash fell to $6,378,560 from $34,557,106 a year earlier.","Lakeside Bank, founded July 2010 and based in Lake Charles, La., serves Southwest Louisiana; Catalyst closed the acquisition on July 14, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-26-000022","json":"https://secwatch.observer/filing/0001849867-26-000022.json","markdown":"https://secwatch.observer/filing/0001849867-26-000022.md","text":"https://secwatch.observer/filing/0001849867-26-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986726000022/0001849867-26-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986726000022/clst-20260714x8ka.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T13:47:25.884786+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}