---
schema_version: "secwatch.filing_event.v1"
accession: "0001849867-26-000022"
form_type: "8-K/A"
ticker: "CLST"
cik: "0001849867"
company_name: "Catalyst Bancorp, Inc."
filed_at: "2026-09-29T18:44:06+00:00"
generated_at: "2026-10-12T13:47:25.884786+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Catalyst Bancorp 8-K/A details Lakeside acquisition; Lakeside FY2025 net income $1.88M, EPS $0.89

## Summary
- Lakeside Bancshares audited FY2025 net income was $1,875,898, or $0.89 per basic share, up from $1,537,772, or $0.73, in FY2024.
- Lakeside's Dec. 31, 2025 total assets were $385,744,142, with total deposits of $287,545,218 and net loans of $233,657,131, versus $365,451,518 assets at Dec. 31, 2024.
- FY2025 net interest income was $9,373,447; credit loss expense $986,000; noninterest income $1,967,350; noninterest expense $7,993,379; net income before taxes $2,361,418.
- Lakeside held $60,000,000 FHLB advances and $36,063,268 stockholders' equity at Dec. 31, 2025; cash fell to $6,378,560 from $34,557,106 a year earlier.
- Lakeside Bank, founded July 2010 and based in Lake Charles, La., serves Southwest Louisiana; Catalyst closed the acquisition on July 14, 2026.

## SEC filing metadata
- accession: 0001849867-26-000022
- form_type: 8-K/A
- ticker: CLST
- cik: 0001849867
- company_name: Catalyst Bancorp, Inc.
- filed_at: 2026-09-29T18:44:06+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1849867/000184986726000022/0001849867-26-000022-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1849867/000184986726000022/clst-20260714x8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001849867-26-000022
- JSON: https://secwatch.observer/filing/0001849867-26-000022.json
- Plain text: https://secwatch.observer/filing/0001849867-26-000022.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.