{"schema_version":"secwatch.filing_event.v1","accession":"0001855747-22-000011","form_type":"8-K","ticker":"BLND","cik":"0001855747","company_name":"Blend Labs, Inc.","filed_at":"2022-03-31T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.876920+00:00","generated_at":"2026-06-26T12:40:48.172490+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Blend Q4 revenue $81M; FY2022 guidance implies 35% mortgage volume decline","bullets":["FY2021 total revenue $234.5M (pro forma $363.6M); Blend Platform revenue up 41% YoY to $135.6M.","Q4 Blend Platform revenue $36.5M (+19% YoY); Title365 revenue $44.4M.","Mortgage banking market share rose to ~15% at year-end 2021 from 10% a year earlier.","FY2022 consolidated revenue guidance $230-250M; expects 35% industry-wide mortgage volume drop.","Q1 2022 revenue guidance $63-66M; Consumer Banking & Marketplace revenue expected to grow >100%."],"urls":{"canonical":"https://secwatch.observer/filing/0001855747-22-000011","json":"https://secwatch.observer/filing/0001855747-22-000011.json","markdown":"https://secwatch.observer/filing/0001855747-22-000011.md","text":"https://secwatch.observer/filing/0001855747-22-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1855747/000185574722000011/0001855747-22-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1855747/000185574722000011/blnd-20220331.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T12:40:48.172490+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}