{"schema_version":"secwatch.filing_event.v1","accession":"0001855747-25-000008","form_type":"8-K","ticker":"BLND","cik":"0001855747","company_name":"Blend Labs, Inc.","filed_at":"2025-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.336953+00:00","generated_at":"2026-05-26T02:30:21.918053+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Blend Labs Q4 revenue $41.4M (+15% YoY); non-GAAP operating income beats guidance","bullets":["GAAP loss from ops narrowed to $1.8M from $21.9M; non-GAAP op income $5.2M vs loss of $13.1M.","Consumer Banking Suite revenue $9.5M (+48% YoY), now 31% of platform revenue.","Full-year revenue $162.0M; GAAP net loss per share $0.24 vs $0.76 in FY23.","Q1 2025 guidance: platform revenue $25-27M; Consumer Banking CAGR target raised to 40%.","Added PHH Mortgage and a top-10 U.S. bank; cash $105.8M, no debt."],"urls":{"canonical":"https://secwatch.observer/filing/0001855747-25-000008","json":"https://secwatch.observer/filing/0001855747-25-000008.json","markdown":"https://secwatch.observer/filing/0001855747-25-000008.md","text":"https://secwatch.observer/filing/0001855747-25-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1855747/000185574725000008/0001855747-25-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1855747/000185574725000008/blnd-20250227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T02:30:21.918053+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}