---
schema_version: "secwatch.filing_event.v1"
accession: "0001856365-23-000030"
form_type: "8-K"
ticker: "FINW"
cik: "0001856365"
company_name: "Finwise Bancorp"
filed_at: "2023-08-04T23:59:59+00:00"
generated_at: "2026-06-12T06:29:21.376709+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# FinWise Bancorp Q2 2023 net income $4.6M, TBV $11.59, assets $495.6M

## Summary
- Net income for Q2 2023 of $4.6M, down from $5.5M in Q2 2022; ROAE (annualized) 12.0%.
- Tangible book value per share grew to $11.59 as of June 30, 2023, from $10.13 one year ago.
- Total assets reached $495.6M and total deposits $495.6M as of June 30, 2023, both up ~35% YoY.
- Allowance for credit losses to total loans (HFI) at 4.2%; net charge-offs of $2.4M in Q2 2023.
- Strategic Programs contributed 59.4% of Q2'23 gross revenue; SBA 7(a) 24.9%.

## SEC filing metadata
- accession: 0001856365-23-000030
- form_type: 8-K
- ticker: FINW
- cik: 0001856365
- company_name: Finwise Bancorp
- filed_at: 2023-08-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1856365/000185636523000030/0001856365-23-000030-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1856365/000185636523000030/finw-20230804.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001856365-23-000030
- JSON: https://secwatch.observer/filing/0001856365-23-000030.json
- Plain text: https://secwatch.observer/filing/0001856365-23-000030.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.