{"schema_version":"secwatch.filing_event.v1","accession":"0001856365-24-000049","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.968309+00:00","generated_at":"2026-05-31T16:22:43.551129+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FinWise Bancorp Q2 net income $3.2M, EPS $0.24; NPLs rise to $27.9M","bullets":["Net income of $3.2M vs $4.6M YoY; diluted EPS $0.24 down from $0.35.","Net interest income $14.6M, up from $13.7M YoY; loan originations $1.2B.","Nonperforming loans $27.9M (6.5% of loans), vs $1.9M YoY; charge-offs $1.9M.","Efficiency ratio 66.3% vs 52.7% YoY; ROAE 7.9% vs 12.8% YoY.","Repurchased 44,608 shares for $0.5M; new initiatives include Payments partner and Payment Hub."],"urls":{"canonical":"https://secwatch.observer/filing/0001856365-24-000049","json":"https://secwatch.observer/filing/0001856365-24-000049.json","markdown":"https://secwatch.observer/filing/0001856365-24-000049.md","text":"https://secwatch.observer/filing/0001856365-24-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000185636524000049/0001856365-24-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000185636524000049/finw-20240725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:22:43.551129+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}