{"schema_version":"secwatch.filing_event.v1","accession":"0001856365-24-000054","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2024-08-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.968505+00:00","generated_at":"2026-05-31T09:26:03.954120+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"FinWise Bancorp unveils payments expansion, highlights 44.5% lower-risk portfolio and strong capital","bullets":["Launches Payments (MoneyRails) and BIN Sponsorship to diversify revenue and drive growth (under development).","Combined SBA guaranteed & Strategic Program HFS loans total 44.5% of portfolio as of 2Q24 (up from 28.4% end of 2022).","Total FTEs at 191 as of 2Q24; 39% in IT, compliance, risk management, and BSA functions.","Efficiency ratio (non-GAAP) 66.3% for 2Q24 vs 60.6% in 2Q23, reflecting infrastructure investments.","Well-capitalized: Bank capital levels significantly above well-capitalized regulatory guidelines."],"urls":{"canonical":"https://secwatch.observer/filing/0001856365-24-000054","json":"https://secwatch.observer/filing/0001856365-24-000054.json","markdown":"https://secwatch.observer/filing/0001856365-24-000054.md","text":"https://secwatch.observer/filing/0001856365-24-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000185636524000054/0001856365-24-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000185636524000054/finw-20240814.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T09:26:03.954120+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}