{"schema_version":"secwatch.filing_event.v1","accession":"0001856365-25-000024","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.195835+00:00","generated_at":"2026-05-23T02:41:11.033596+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FinWise Q1 net income $3.2M ($0.23 EPS); originations $1.3B; NPLs down to $29.9M","bullets":["Net income $3.2M vs $2.8M prior Q and $3.3M year ago; diluted EPS $0.23.","Loan originations $1.3B, flat QoQ and up from $1.1B year ago.","Net interest margin 8.27%, down from 10.00% prior Q and 10.12% year ago.","Nonperforming loans fell to $29.9M (6.1% of HFI) from $36.5M (7.8%) at Dec 2024.","Post-quarter: new strategic program agreement for lending and credit enhanced product."],"urls":{"canonical":"https://secwatch.observer/filing/0001856365-25-000024","json":"https://secwatch.observer/filing/0001856365-25-000024.json","markdown":"https://secwatch.observer/filing/0001856365-25-000024.md","text":"https://secwatch.observer/filing/0001856365-25-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000185636525000024/0001856365-25-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000185636525000024/finw-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T02:41:11.033596+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}