---
schema_version: "secwatch.filing_event.v1"
accession: "0001856365-25-000024"
form_type: "8-K"
ticker: "FINW"
cik: "0001856365"
company_name: "Finwise Bancorp"
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T02:41:11.033596+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FinWise Q1 net income $3.2M ($0.23 EPS); originations $1.3B; NPLs down to $29.9M

## Summary
- Net income $3.2M vs $2.8M prior Q and $3.3M year ago; diluted EPS $0.23.
- Loan originations $1.3B, flat QoQ and up from $1.1B year ago.
- Net interest margin 8.27%, down from 10.00% prior Q and 10.12% year ago.
- Nonperforming loans fell to $29.9M (6.1% of HFI) from $36.5M (7.8%) at Dec 2024.
- Post-quarter: new strategic program agreement for lending and credit enhanced product.

## SEC filing metadata
- accession: 0001856365-25-000024
- form_type: 8-K
- ticker: FINW
- cik: 0001856365
- company_name: Finwise Bancorp
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1856365/000185636525000024/0001856365-25-000024-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1856365/000185636525000024/finw-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001856365-25-000024
- JSON: https://secwatch.observer/filing/0001856365-25-000024.json
- Plain text: https://secwatch.observer/filing/0001856365-25-000024.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.