{"schema_version":"secwatch.filing_event.v1","accession":"0001856365-26-000048","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.155062+00:00","generated_at":"2026-05-15T01:07:52.688444+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FinWise Q1 2026 net income $2.7M ($0.20 EPS); loan originations $1.7B up 38% YoY","bullets":["Net income $2.7M vs $3.2M YoY; diluted EPS $0.20 vs $0.23 YoY.","Loan originations $1.7B, up 38% from $1.3B in Q1 2025.","Net interest income $28.1M, up 97% vs $14.3M YoY; NIM 12.90%.","Nonperforming loans $49.8M (SBA guaranteed $26.7M) vs $29.9M YoY.","Efficiency ratio 66.3%, tangible book value per share $14.34."],"urls":{"canonical":"https://secwatch.observer/filing/0001856365-26-000048","json":"https://secwatch.observer/filing/0001856365-26-000048.json","markdown":"https://secwatch.observer/filing/0001856365-26-000048.md","text":"https://secwatch.observer/filing/0001856365-26-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/0001856365-26-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/finw-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:07:52.688444+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ea7930b096dcfc32a0dc8b2b7f4116e6c837fe55","claim":"Finwise Bancorp reported the quarter ended March 31, 2026 results: revenue $28.1 million, net income $2.7 million, EPS $0.20.","evidence_excerpt":"totaled $1.7 billion, compared to $1.6 billion for the quarter ended December 31, 2025, and $1.3 billion for the first quarter of the prior year • Net interest income was $28.1 million, compared to $24.6 million for the quarter ended December 31, 2025, and $14.3 million for the first quarter of the prior year • Net income was $2.7 million, compared to $3.9","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/0001856365-26-000048-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Revenue","value":"$28.1 million"},{"label":"Net income","value":"$2.7 million"},{"label":"EPS","value":"$0.20"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}