---
schema_version: "secwatch.filing_event.v1"
accession: "0001856365-26-000048"
form_type: "8-K"
ticker: "FINW"
cik: "0001856365"
company_name: "Finwise Bancorp"
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T01:07:52.688444+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FinWise Q1 2026 net income $2.7M ($0.20 EPS); loan originations $1.7B up 38% YoY

## Summary
- Net income $2.7M vs $3.2M YoY; diluted EPS $0.20 vs $0.23 YoY.
- Loan originations $1.7B, up 38% from $1.3B in Q1 2025.
- Net interest income $28.1M, up 97% vs $14.3M YoY; NIM 12.90%.
- Nonperforming loans $49.8M (SBA guaranteed $26.7M) vs $29.9M YoY.
- Efficiency ratio 66.3%, tangible book value per share $14.34.

## SEC filing metadata
- accession: 0001856365-26-000048
- form_type: 8-K
- ticker: FINW
- cik: 0001856365
- company_name: Finwise Bancorp
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/0001856365-26-000048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/finw-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001856365-26-000048
- JSON: https://secwatch.observer/filing/0001856365-26-000048.json
- Plain text: https://secwatch.observer/filing/0001856365-26-000048.txt

## Key facts
- Earnings Releases
  Finwise Bancorp reported the quarter ended March 31, 2026 results: revenue $28.1 million, net income $2.7 million, EPS $0.20.
  - Period: the quarter ended March 31, 2026
  - Revenue: $28.1 million
  - Net income: $2.7 million
  - EPS: $0.20
  - Result: reported results
  source text: totaled $1.7 billion, compared to $1.6 billion for the quarter ended December 31, 2025, and $1.3 billion for the first quarter of the prior year • Net interest income was $28.1 million, compared to $24.6 million for the quarter ended December 31, 2025, and $14.3 million for the first quarter of the prior year • Net income was $2.7 million, compared to $3.9
  evidence_url: https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/0001856365-26-000048-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.