secwatch.observer — SEC 8-K summary
======================================

Issuer:     Finwise Bancorp (FINW)
CIK:        0001856365
Form:       8-K
Filed at:   2026-04-30T23:59:59+00:00
Accession:  0001856365-26-000048
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FinWise Q1 2026 net income $2.7M ($0.20 EPS); loan originations $1.7B up 38% YoY
--------------------------------------------------------------------------------

- Net income $2.7M vs $3.2M YoY; diluted EPS $0.20 vs $0.23 YoY.
- Loan originations $1.7B, up 38% from $1.3B in Q1 2025.
- Net interest income $28.1M, up 97% vs $14.3M YoY; NIM 12.90%.
- Nonperforming loans $49.8M (SBA guaranteed $26.7M) vs $29.9M YoY.
- Efficiency ratio 66.3%, tangible book value per share $14.34.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/0001856365-26-000048-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1856365/000185636526000048/finw-20260430.htm
  HTML page:      https://secwatch.observer/filing/0001856365-26-000048

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer