{"schema_version":"secwatch.filing_event.v1","accession":"0001856365-26-000090","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2026-07-20T20:16:23+00:00","discovered_at":"2026-07-20T20:17:00.479225+00:00","generated_at":"2026-07-20T20:17:05.723350+00:00","sec_items":["7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FinWise Bancorp acquires Tallied technology platform for in-house card issuing","bullets":["Acquired Tallied's credit card issuance and processing platform; now owns card tech stack end-to-end.","Transaction funded with cash on hand; minimal capital outlay, no material impact on capital ratios.","Expects ~$4M integration/transition costs over next year; costs front-loaded in next two quarters.","Approximately $50M of credit card balances convert to standard balance sheet; prior guidance of $217M in credit-enhanced balances no longer applies.","Tallied's engineering and operations team joins FinWise; no service interruption for cardholders."],"urls":{"canonical":"https://secwatch.observer/filing/0001856365-26-000090","json":"https://secwatch.observer/filing/0001856365-26-000090.json","markdown":"https://secwatch.observer/filing/0001856365-26-000090.md","text":"https://secwatch.observer/filing/0001856365-26-000090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000090/0001856365-26-000090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000090/finw-20260720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-20T20:17:05.723350+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}