{"schema_version":"secwatch.filing_event.v1","accession":"0001856365-26-000093","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2026-07-29T20:17:10+00:00","discovered_at":"2026-07-29T20:18:00.321013+00:00","generated_at":"2026-07-29T20:18:22.572470+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"FinWise Q2 net income falls to $2.1M, EPS $0.15; provision expense rises","bullets":["Net income $2.1M, diluted EPS $0.15 vs $0.29 YoY and $0.20 QoQ.","Loan originations $1.6B; net interest income $28.7M (up from $14.7M YoY).","Nonperforming loans reduced to $37.7M from $49.8M QoQ; SBA-guaranteed NPLs $19.0M.","Provision for credit losses $22.7M (core + credit enhanced) vs $10.6M QoQ and $4.7M YoY.","Tangible book value per share $14.55; signed new prepaid card program and acquired Tallied Technologies."],"urls":{"canonical":"https://secwatch.observer/filing/0001856365-26-000093","json":"https://secwatch.observer/filing/0001856365-26-000093.json","markdown":"https://secwatch.observer/filing/0001856365-26-000093.md","text":"https://secwatch.observer/filing/0001856365-26-000093.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000093/0001856365-26-000093-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000185636526000093/finw-20260729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T20:18:22.572470+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}