---
schema_version: "secwatch.filing_event.v1"
accession: "0001856365-26-000093"
form_type: "8-K"
ticker: "FINW"
cik: "0001856365"
company_name: "Finwise Bancorp"
filed_at: "2026-07-29T20:17:10+00:00"
generated_at: "2026-07-29T20:18:22.572470+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# FinWise Q2 net income falls to $2.1M, EPS $0.15; provision expense rises

## Summary
- Net income $2.1M, diluted EPS $0.15 vs $0.29 YoY and $0.20 QoQ.
- Loan originations $1.6B; net interest income $28.7M (up from $14.7M YoY).
- Nonperforming loans reduced to $37.7M from $49.8M QoQ; SBA-guaranteed NPLs $19.0M.
- Provision for credit losses $22.7M (core + credit enhanced) vs $10.6M QoQ and $4.7M YoY.
- Tangible book value per share $14.55; signed new prepaid card program and acquired Tallied Technologies.

## SEC filing metadata
- accession: 0001856365-26-000093
- form_type: 8-K
- ticker: FINW
- cik: 0001856365
- company_name: Finwise Bancorp
- filed_at: 2026-07-29T20:17:10+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1856365/000185636526000093/0001856365-26-000093-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1856365/000185636526000093/finw-20260729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001856365-26-000093
- JSON: https://secwatch.observer/filing/0001856365-26-000093.json
- Plain text: https://secwatch.observer/filing/0001856365-26-000093.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.