{"schema_version":"secwatch.filing_event.v1","accession":"0001866757-22-000098","form_type":"8-K","ticker":"BRLT","cik":"0001866757","company_name":"Brilliant Earth Group, Inc.","filed_at":"2022-05-24T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.943375+00:00","generated_at":"2026-06-25T07:49:07.674030+00:00","sec_items":["1.01","1.02","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Brilliant Earth subsidiary enters $105M credit facilities with SVB, refinances $58M existing loan","bullets":["Brilliant Earth LLC secured $65M term loan and $40M revolver with Silicon Valley Bank, maturing May 24, 2027.","Proceeds refinanced $58.16M outstanding under prior Runway Growth Finance Corp. facility, plus fees.","Prior credit facility terminated concurrently; prepayment and final payment fees incurred.","New facilities are secured by substantially all assets; interest at SOFR+0.125%+2.25%-2.75% margin.","Financial covenants: fixed charge coverage ratio ≥1.25x; total leverage ≤4.00x; borrower leverage ≤3.00x."],"urls":{"canonical":"https://secwatch.observer/filing/0001866757-22-000098","json":"https://secwatch.observer/filing/0001866757-22-000098.json","markdown":"https://secwatch.observer/filing/0001866757-22-000098.md","text":"https://secwatch.observer/filing/0001866757-22-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1866757/000186675722000098/0001866757-22-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1866757/000186675722000098/brlt-20220524.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T07:49:07.674030+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}