---
schema_version: "secwatch.filing_event.v1"
accession: "0001866757-22-000098"
form_type: "8-K"
ticker: "BRLT"
cik: "0001866757"
company_name: "Brilliant Earth Group, Inc."
filed_at: "2022-05-24T23:59:59+00:00"
generated_at: "2026-06-25T07:49:07.674030+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Brilliant Earth subsidiary enters $105M credit facilities with SVB, refinances $58M existing loan

## Summary
- Brilliant Earth LLC secured $65M term loan and $40M revolver with Silicon Valley Bank, maturing May 24, 2027.
- Proceeds refinanced $58.16M outstanding under prior Runway Growth Finance Corp. facility, plus fees.
- Prior credit facility terminated concurrently; prepayment and final payment fees incurred.
- New facilities are secured by substantially all assets; interest at SOFR+0.125%+2.25%-2.75% margin.
- Financial covenants: fixed charge coverage ratio ≥1.25x; total leverage ≤4.00x; borrower leverage ≤3.00x.

## SEC filing metadata
- accession: 0001866757-22-000098
- form_type: 8-K
- ticker: BRLT
- cik: 0001866757
- company_name: Brilliant Earth Group, Inc.
- filed_at: 2022-05-24T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 1.02, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1866757/000186675722000098/0001866757-22-000098-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1866757/000186675722000098/brlt-20220524.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001866757-22-000098
- JSON: https://secwatch.observer/filing/0001866757-22-000098.json
- Plain text: https://secwatch.observer/filing/0001866757-22-000098.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.