---
schema_version: "secwatch.filing_event.v1"
accession: "0001876042-26-000246"
form_type: "8-K"
ticker: "CRCL"
cik: "0001876042"
company_name: "Circle Internet Group, Inc."
filed_at: "2026-08-05T10:12:18+00:00"
generated_at: "2026-08-05T10:15:11.654951+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Circle Q2 revenue $701M (+7% YoY); net income $48M; USDC circulation $73.3B; OCC trust bank approved

## Summary
- Total revenue and reserve income $701M (+7% YoY); net income from continuing ops $48M vs. loss of $482M in Q2'25.
- Adjusted EBITDA $143M (+8% YoY); USDC in circulation $73.3B (+19% YoY); USDC onchain volume $14.8T (+151% YoY).
- Received OCC approval for national trust bank (Circle National Trust) and NYDFS approval for Circle New York Trust.
- Arc mainnet launch set for Sept 16, 2026; founding validators include BlackRock, DTCC, Mastercard, Visa, and others.
- CPN annualized transaction volume $14.7B (+76% QoQ); 175 financial institutions enrolled (+29% QoQ).

## SEC filing metadata
- accession: 0001876042-26-000246
- form_type: 8-K
- ticker: CRCL
- cik: 0001876042
- company_name: Circle Internet Group, Inc.
- filed_at: 2026-08-05T10:12:18+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1876042/000187604226000246/0001876042-26-000246-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1876042/000187604226000246/crcl-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001876042-26-000246
- JSON: https://secwatch.observer/filing/0001876042-26-000246.json
- Plain text: https://secwatch.observer/filing/0001876042-26-000246.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.