---
schema_version: "secwatch.filing_event.v1"
accession: "0001880613-25-000065"
form_type: "8-K"
ticker: "DRCT"
cik: "0001880613"
company_name: "Direct Digital Holdings, Inc."
filed_at: "2025-07-18T23:59:59+00:00"
generated_at: "2026-05-18T05:50:01.775435+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Direct Digital extends credit maturity to July 31, 2025; pays $50k fee and 5% additional interest

## Summary
- Fifth Amendment with East West Bank extends maturity from July 7 to July 31, 2025.
- Borrowers pay $50,000 extension fee and interest at existing rate plus 5% per annum from July 7 onward.
- No further advances will be made under the credit agreement.
- Amendment covers Direct Digital Holdings, LLC, Colossus Media, Huddled Masses, and Orange142 as co-borrowers.

## SEC filing metadata
- accession: 0001880613-25-000065
- form_type: 8-K
- ticker: DRCT
- cik: 0001880613
- company_name: Direct Digital Holdings, Inc.
- filed_at: 2025-07-18T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1880613/000188061325000065/0001880613-25-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1880613/000188061325000065/drct-20250717.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001880613-25-000065
- JSON: https://secwatch.observer/filing/0001880613-25-000065.json
- Plain text: https://secwatch.observer/filing/0001880613-25-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.