{"schema_version":"secwatch.filing_event.v1","accession":"0001883085-25-000151","form_type":"8-K","ticker":"PGY","cik":"0001883085","company_name":"Pagaya Technologies Ltd.","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.507715+00:00","generated_at":"2026-05-18T04:34:00.080768+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Pagaya subsidiary to offer $450M unsecured senior notes due 2030 for refinancing","bullets":["Pagaya US intends to offer $450M unsecured senior notes due 2030 in a private offering.","Proceeds to repay all amounts outstanding under existing credit facilities and $75M of secured borrowings.","Notes to be guaranteed on a senior unsecured basis by Pagaya and certain subsidiaries.","Remaining proceeds used for general corporate purposes and related fees and expenses."],"urls":{"canonical":"https://secwatch.observer/filing/0001883085-25-000151","json":"https://secwatch.observer/filing/0001883085-25-000151.json","markdown":"https://secwatch.observer/filing/0001883085-25-000151.md","text":"https://secwatch.observer/filing/0001883085-25-000151.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1883085/000188308525000151/0001883085-25-000151-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1883085/000188308525000151/pgy-20250722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:34:00.080768+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}