---
schema_version: "secwatch.filing_event.v1"
accession: "0001883085-25-000151"
form_type: "8-K"
ticker: "PGY"
cik: "0001883085"
company_name: "Pagaya Technologies Ltd."
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:34:00.080768+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Pagaya subsidiary to offer $450M unsecured senior notes due 2030 for refinancing

## Summary
- Pagaya US intends to offer $450M unsecured senior notes due 2030 in a private offering.
- Proceeds to repay all amounts outstanding under existing credit facilities and $75M of secured borrowings.
- Notes to be guaranteed on a senior unsecured basis by Pagaya and certain subsidiaries.
- Remaining proceeds used for general corporate purposes and related fees and expenses.

## SEC filing metadata
- accession: 0001883085-25-000151
- form_type: 8-K
- ticker: PGY
- cik: 0001883085
- company_name: Pagaya Technologies Ltd.
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1883085/000188308525000151/0001883085-25-000151-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1883085/000188308525000151/pgy-20250722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001883085-25-000151
- JSON: https://secwatch.observer/filing/0001883085-25-000151.json
- Plain text: https://secwatch.observer/filing/0001883085-25-000151.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.