{"schema_version":"secwatch.filing_event.v1","accession":"0001883085-26-000052","form_type":"8-K","ticker":"PGY","cik":"0001883085","company_name":"Pagaya Technologies Ltd.","filed_at":"2026-07-30T11:04:03+00:00","discovered_at":"2026-07-30T11:05:00.323916+00:00","generated_at":"2026-07-30T11:05:31.550620+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Pagaya Q2 2026: Record net income $45M, revenue $387M, raises full-year guidance","bullets":["Record GAAP net income of $45M (up $29M YoY); EPS $0.49; revenue $387M (+19% YoY).","Record network volume $3.5B (+33% YoY); Auto annualized run-rate $4.8B.","Record adjusted EBITDA $124M (+43% YoY); margin 32%.","Raised full-year GAAP net income guidance to $155M-$180M.","Record ABS funding of $3.7B across 6 transactions; investor network grew to 174."],"urls":{"canonical":"https://secwatch.observer/filing/0001883085-26-000052","json":"https://secwatch.observer/filing/0001883085-26-000052.json","markdown":"https://secwatch.observer/filing/0001883085-26-000052.md","text":"https://secwatch.observer/filing/0001883085-26-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1883085/000188308526000052/0001883085-26-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1883085/000188308526000052/pgy-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T11:05:31.550620+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}