secwatch.observer — SEC 8-K summary
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Issuer:     Pagaya Technologies Ltd. (PGY)
CIK:        0001883085
Form:       8-K
Filed at:   2026-07-30T11:04:03+00:00
Accession:  0001883085-26-000052
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pagaya Q2 2026: Record net income $45M, revenue $387M, raises full-year guidance
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- Record GAAP net income of $45M (up $29M YoY); EPS $0.49; revenue $387M (+19% YoY).
- Record network volume $3.5B (+33% YoY); Auto annualized run-rate $4.8B.
- Record adjusted EBITDA $124M (+43% YoY); margin 32%.
- Raised full-year GAAP net income guidance to $155M-$180M.
- Record ABS funding of $3.7B across 6 transactions; investor network grew to 174.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1883085/000188308526000052/0001883085-26-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1883085/000188308526000052/pgy-20260730.htm
  HTML page:      https://secwatch.observer/filing/0001883085-26-000052

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer