{"schema_version":"secwatch.filing_event.v1","accession":"0001902733-22-000035","form_type":"8-K","ticker":"NCNO","cik":"0001902733","company_name":"nCino, Inc.","filed_at":"2022-11-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.956825+00:00","generated_at":"2026-06-21T11:52:03.715562+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"nCino Q3 FY2023 revenue $105.3M (+50% YoY); first non-GAAP operating income $2.5M","bullets":["Subscription revenue $88.3M (+55% YoY); organic subscription revenue $72.9M (+28% YoY).","GAAP net loss ($23.6M) or ($0.21)/share; non-GAAP net loss ($1.4M) or ($0.01)/share.","Q4 guidance: total revenue $104M-$105M; subscription revenue $90M-$91M; non-GAAP operating loss ($3.0)-($4.0)M.","FY2023 guidance: total revenue $403M-$404M; subscription revenue $342M-$343M; non-GAAP EPS ($0.15)-($0.17).","RPO $919.2M (+28% YoY); signed Bank of New Zealand; expanded Asia-Pacific and German go-lives."],"urls":{"canonical":"https://secwatch.observer/filing/0001902733-22-000035","json":"https://secwatch.observer/filing/0001902733-22-000035.json","markdown":"https://secwatch.observer/filing/0001902733-22-000035.md","text":"https://secwatch.observer/filing/0001902733-22-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1902733/000190273322000035/0001902733-22-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1902733/000190273322000035/ncno-20221130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T11:52:03.715562+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"15e4566dc16fe12fba18e3eb4f21b2bd18d5ec4e","claim":"nCino, Inc. reported third quarter of fiscal year 2023, ended October 31, 2022 results: revenue $105.3 million, net income ($23.6) million, EPS ($0.21) per share. Guidance initiated.","evidence_excerpt":"Financial Highlights • Revenues: Total revenues for the third quarter of fiscal 2023 were $105.3 million, a 50% increase from $70.0 million in the third quarter of fiscal 2022. Subscription revenues for the third quarter were $88.3 million , up from $57.1 million one year ago, an increase of 55%. These revenues include the results of SimpleNexus. Organic subscription revenues, which exclude the revenues of SimpleNexus, were $72.9 million, a 28% increase from the third quarter of fiscal 2022. • Loss from Operations: GAAP loss from operations in the third quarter of fiscal 2023 was ($18.4) million compared to ($12.7) million in the same quarter of fiscal 2022. Non-GAAP operating income (loss) in the third quarter was $2.5 million compared to ($3.2) million in the third quarter of fiscal 2022. • Net Loss Attributable to nCino: GAAP net loss attributable to nCino in the third quarter of fiscal 2023 was ($23.6) million compared to ($13.6) million in the third quarter of fiscal 2022. Non-GAA","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1902733/000190273322000035/0001902733-22-000035-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of fiscal year 2023, ended October 31, 2022"},{"label":"Revenue","value":"$105.3 million"},{"label":"Net income","value":"($23.6) million"},{"label":"EPS","value":"($0.21) per share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}