{"schema_version":"secwatch.filing_event.v1","accession":"0001902733-23-000022","form_type":"8-K","ticker":"NCNO","cik":"0001902733","company_name":"nCino, Inc.","filed_at":"2023-03-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.420436+00:00","generated_at":"2026-06-17T13:52:57.659197+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"nCino Q4 revenue $109.2M (+46% YoY); non-GAAP op income $1.8M; FY2024 guidance $476-483M rev","bullets":["Q4 total rev $109.2M (+46% YoY); subscription rev $92.8M (+48% YoY); organic subscription rev $77.0M (+30% YoY).","GAAP op loss $(23.3)M; non-GAAP op income $1.8M (2nd straight positive quarter); non-GAAP net income $4.4M vs $(9.3)M loss YoY.","Full-year FY2023 total rev $408.3M (+49% YoY); subscription rev $344.8M (+53% YoY); GAAP net loss $(102.7)M vs $(49.4)M YoY.","Q1 FY2024 guidance: total rev $111.5-113.5M; subscription rev $95.5-97.5M; non-GAAP EPS $0.04-0.05. FY2024 total rev $476-483M; non-GAAP EPS $0.36-0.40.","RPO $944.1M (+3% YoY); <24 month RPO $634.8M (+18% YoY); cash $87.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001902733-23-000022","json":"https://secwatch.observer/filing/0001902733-23-000022.json","markdown":"https://secwatch.observer/filing/0001902733-23-000022.md","text":"https://secwatch.observer/filing/0001902733-23-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1902733/000190273323000022/0001902733-23-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1902733/000190273323000022/ncno-20230328.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T13:52:57.659197+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"29e646aa753dc6752ba643a8b3fef616576bacab","claim":"nCino, Inc. reported the fourth quarter ended January 31, 2023 results: revenue $109.2 million, net income $(21.2) million, EPS $(0.19) per basic and diluted share.","evidence_excerpt":"Total revenues for the fourth quarter of fiscal 2023 were $109.2 million, a 46% increase from $75.0 million in the fourth quarter of fiscal 2022. Subscription revenues for the fourth quarter were $92.8 million, up from $62.8 million one year ago, an increase of 48%. These revenues include the results of SimpleNexus. Organic subscription revenues, which exclude the revenues of SimpleNexus, were $77.0 million, a 30% increase from the fourth quarter of fiscal 2022. • Loss from Operations: GAAP loss from operations in the fourth quarter of fiscal 2023 was $(23.3) million compared to $(30.0) million in the same quarter of fiscal 2022. Non-GAAP operating income in the fourth quarter was $1.8 million compared to a loss of $(8.3) million in the fourth quarter of fiscal 2022. • Net Loss Attributable to nCino : GAAP net loss attributable to nCino, Inc. in the fourth quarter of fiscal 2023 was $(21.2) million compared to $(7.1) million in the fourth quarter of fiscal 2022. Non-GAAP net income att","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1902733/000190273323000022/0001902733-23-000022-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended January 31, 2023"},{"label":"Revenue","value":"$109.2 million"},{"label":"Net income","value":"$(21.2) million"},{"label":"EPS","value":"$(0.19) per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"41d20dd5005818d9fc6249b682ebcc67ea711ff3","claim":"nCino, Inc. reported the first quarter ending April 30, 2023 results: revenue between $111.5 million and $113.5 million, EPS $0.04 to $0.05. Guidance initiated.","evidence_excerpt":"nCino is providing guidance for its first quarter ending April 30, 2023, as follows: • Total revenues between $111.5 million and $113.5 million. • Subscription revenues between $95.5 million and $97.5 million. • Non-GAAP operating income between $7.0 million and $9.0 million. • Non-GAAP net income attributable to nCino, Inc. per diluted share of $0.04 to $0.05.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1902733/000190273323000022/0001902733-23-000022-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ending April 30, 2023"},{"label":"Revenue","value":"between $111.5 million and $113.5 million"},{"label":"EPS","value":"$0.04 to $0.05"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"},{"claim_id":"7556162734e6cc187fcbfeeda2943635cbd3f54b","claim":"nCino, Inc. reported the fiscal year 2024 ending January 31, 2024 results: revenue between $476 million and $483 million. Guidance initiated.","evidence_excerpt":"nCino is providing guidance for its fiscal year 2024 ending January 31, 2024, as follows: • Total revenues between $476 million and $483 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1902733/000190273323000022/0001902733-23-000022-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal year 2024 ending January 31, 2024"},{"label":"Revenue","value":"between $476 million and $483 million"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"},{"claim_id":"a5b6ce844e7550501fc2ded6fcf653dfb8e102e8","claim":"nCino, Inc. reported the fiscal year ended January 31, 2023 results: revenue $408.3 million, net income $(102.7) million, EPS $(0.93) per basic and diluted share.","evidence_excerpt":"Total revenues for fiscal year 2023 were $408.3 million, a 49% increase from $273.9 million in fiscal year 2022. Subscription revenues for fiscal year 2023 were $344.8 million, up from $224.9 million one year ago, an increase of 53%. These revenues include the results of SimpleNexus. Organic subscription revenues, which exclude the results of SimpleNexus, were $285.0 million, a 29% increase from last fiscal year. • Loss from Operations: GAAP loss from operations for fiscal year 2023 was $(94.0) million compared to $(71.4) million in fiscal year 2022. Non-GAAP operating loss for fiscal year 2023 was $(2.1) million compared to $(17.6) million last fiscal year. • Net Loss Attributable to nCino : GAAP net loss attributable to nCino, Inc. for fiscal year 2023 was $(102.7) million compared to $(49.4) million in fiscal year 2022. Non-GAAP net loss attributable to nCino, Inc. for fiscal year 2023 was $(8.0) million compared to $(19.5) million last fiscal year. • Net Loss Attributable to nCino","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1902733/000190273323000022/0001902733-23-000022-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal year ended January 31, 2023"},{"label":"Revenue","value":"$408.3 million"},{"label":"Net income","value":"$(102.7) million"},{"label":"EPS","value":"$(0.93) per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}