{"schema_version":"secwatch.filing_event.v1","accession":"0001902733-25-000105","form_type":"8-K","ticker":"NCNO","cik":"0001902733","company_name":"nCino, Inc.","filed_at":"2025-08-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.561185+00:00","generated_at":"2026-05-17T10:02:36.134392+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"nCino Q2 FY26 revenue $148.8M (+12% YoY), non-GAAP EPS $0.22 beats guidance","bullets":["Total revenue $148.8M (+12% YoY); subscription rev. $130.8M (+15% YoY), both above quarterly guidance.","GAAP net loss per share ($0.13); non-GAAP diluted EPS $0.22 vs $0.13 YoY, up 69%.","Repurchased ~750K shares for ~$20M at avg $26.89; cash $123.2M, $203.5M drawn on credit facility.","FY2026 guidance raised: total rev. $585-589M, non-GAAP EPS $0.77-0.80; Q3 rev. $146-148M.","Renewed top-50 US banks & top-5 Canadian bank; added first Spanish customer; signed top home-builder for Mortgage."],"urls":{"canonical":"https://secwatch.observer/filing/0001902733-25-000105","json":"https://secwatch.observer/filing/0001902733-25-000105.json","markdown":"https://secwatch.observer/filing/0001902733-25-000105.md","text":"https://secwatch.observer/filing/0001902733-25-000105.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1902733/000190273325000105/0001902733-25-000105-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1902733/000190273325000105/ncno-20250826.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T10:02:36.134392+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}