---
schema_version: "secwatch.filing_event.v1"
accession: "0001902733-26-000064"
form_type: "8-K"
ticker: "NCNO"
cik: "0001902733"
company_name: "nCino, Inc."
filed_at: "2026-05-27T20:06:45+00:00"
generated_at: "2026-05-27T20:12:39.688642+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# nCino Q1 FY2027: Revenue up 11% to $159.4M, GAAP operating margin turns positive to 13%

## Summary
- Total revenues $159.4M (+11% YoY); subscription revenue $140.9M (+12% YoY).
- GAAP operating income $21.1M vs $(1.5M) loss a year ago; non-GAAP operating income $44.5M (+79%).
- Free cash flow $80.8M (+54% YoY); repurchased 6.1M shares for $93.1M at avg $15.20.
- Guidance: FY2027 total revenues $642-646M, non-GAAP op income $166-171M, free cash flow $135-140M.
- Business highlights: five-year renewal with top-5 Canadian bank; largest credit union new logo.

## SEC filing metadata
- accession: 0001902733-26-000064
- form_type: 8-K
- ticker: NCNO
- cik: 0001902733
- company_name: nCino, Inc.
- filed_at: 2026-05-27T20:06:45+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1902733/000190273326000064/0001902733-26-000064-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1902733/000190273326000064/ncno-20260527.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001902733-26-000064
- JSON: https://secwatch.observer/filing/0001902733-26-000064.json
- Plain text: https://secwatch.observer/filing/0001902733-26-000064.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.