secwatch.observer — SEC 8-K summary
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Issuer:     nCino, Inc. (NCNO)
CIK:        0001902733
Form:       8-K
Filed at:   2026-05-27T20:06:45+00:00
Accession:  0001902733-26-000064
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

nCino Q1 FY2027: Revenue up 11% to $159.4M, GAAP operating margin turns positive to 13%
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- Total revenues $159.4M (+11% YoY); subscription revenue $140.9M (+12% YoY).
- GAAP operating income $21.1M vs $(1.5M) loss a year ago; non-GAAP operating income $44.5M (+79%).
- Free cash flow $80.8M (+54% YoY); repurchased 6.1M shares for $93.1M at avg $15.20.
- Guidance: FY2027 total revenues $642-646M, non-GAAP op income $166-171M, free cash flow $135-140M.
- Business highlights: five-year renewal with top-5 Canadian bank; largest credit union new logo.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1902733/000190273326000064/0001902733-26-000064-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1902733/000190273326000064/ncno-20260527.htm
  HTML page:      https://secwatch.observer/filing/0001902733-26-000064

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer