{"schema_version":"secwatch.filing_event.v1","accession":"0001929561-26-000006","form_type":"8-K","ticker":"RXO","cik":"0001929561","company_name":"RXO, Inc.","filed_at":"2026-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.780619+00:00","generated_at":"2026-05-16T04:09:12.163479+00:00","sec_items":["1.01","1.02","2.02","2.03","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"RXO Q4 net loss $46M ($0.27/sh), revenue $1.5B; Q1 EBITDA guidance $5M-$12M","bullets":["Revenue $1.5B, down from $1.7B YoY; GAAP net loss $46M vs loss $25M; adjusted EPS loss $0.07.","Adjusted EBITDA $17M (1.2% margin) vs $42M (2.5%) in Q4 2024, driven by brokerage margin squeeze.","Brokerage volume fell 4% YoY; full truckload down 12%; gross margin 11.9% from 12.9% a year ago.","Q1 2026 outlook: adjusted EBITDA $5M-$12M; Brokerage volume -5% to -10% YoY; gross margin 11%-13%.","New $450M ABL facility closes, replacing $600M unsecured revolver; provides greater liquidity flexibility."],"urls":{"canonical":"https://secwatch.observer/filing/0001929561-26-000006","json":"https://secwatch.observer/filing/0001929561-26-000006.json","markdown":"https://secwatch.observer/filing/0001929561-26-000006.md","text":"https://secwatch.observer/filing/0001929561-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1929561/000192956126000006/0001929561-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1929561/000192956126000006/rxo-20260205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T04:09:12.163479+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8f996abd0eec764cd0841ea982ff142e8090c855","claim":"RXO, Inc. incurred credit facility of up to $450 million with Bank of America, N.A. at base rate plus an applicable margin or adjusted term SOFR rate plus an applicabl maturing five-year.","evidence_excerpt":"On February 5, 2026 (the \" Closing Date \"), RXO, Inc., a Delaware corporation (the \" Company \"), RXO Capacity Solutions Inc., an Ontario corporation (\" RXO Capacity Solutions \"), RXO Last Mile Canada Inc., a corporation organized under the federal laws of Canada (\" RXO Last Mile Canada \" and, together with the Company and RXO Capacity Solutions, the \" Borrowers \"), entered into that certain Asset-Based Revolving Credit Agreement (the \" Credit Agreement \"), by and among the Borrowers, certain of the Company's direct and indirect subsidiaries as guarantors thereunder (the \" Guarantors \"), Bank of America, N.A., as administrative agent for the Lenders (defined below) and as collateral agent for the secured parties thereto (in such capacity, the \" Agent \") and the lenders from time to time party thereto (the \" Lenders \").","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1929561/000192956126000006/0001929561-26-000006-index.htm","confidence":0.99,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"up to $450 million"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Rate","value":"base rate plus an applicable margin or adjusted term SOFR rate plus an applicabl"},{"label":"Maturity","value":"five-year"},{"label":"Event","value":"incurrence"}]},{"claim_id":"704e1ec82d89894426ebce81f99bd879e5ece26e","claim":"RXO, Inc. entered into Asset-Based Revolving Credit Agreement with Bank of America, N.A. valued at $450 million asset-based five-year revolving credit facility (effective 2026-02-05).","evidence_excerpt":"On February 5, 2026 (the “ Closing Date ”), RXO, Inc., a Delaware corporation (the “ Company ”), RXO Capacity Solutions Inc., an Ontario corporation (“ RXO Capacity Solutions ”), RXO Last Mile Canada Inc., a corporation organized under the federal laws of Canada (“ RXO Last Mile Canada ” and, together with the Company and RXO Capacity Solutions, the “ Borrowers ”), entered into that certain Asset-Based Revolving Credit Agreement (the “ Credit Agreement ”), by and among the Borrowers, certain of the Company’s direct and indirect subsidiaries as guarantors thereunder (the “ Guarantors ”), Bank of America, N.A., as administrative agent for the Lenders (defined below) and as collateral agent for the secured parties thereto (in such capacity, the “ Agent ”) and the lenders from time to time party thereto (the “ Lenders ”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1929561/000192956126000006/0001929561-26-000006-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Value","value":"$450 million asset-based five-year revolving credit facility"},{"label":"Effective","value":"2026-02-05"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}