---
schema_version: "secwatch.filing_event.v1"
accession: "0001934850-25-000006"
form_type: "8-K"
ticker: "FG"
cik: "0001934850"
company_name: "F&G Annuities & Life, Inc."
filed_at: "2025-02-20T23:59:59+00:00"
generated_at: "2026-05-26T09:36:17.890860+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# F&G reports Q4 2024 adj EPS $1.12 vs $0.60 YoY; full year record gross sales $15.3B

## Summary
- Adj net earnings Q4 $143M ($1.12/sh) up from $75M ($0.60/sh); full year $546M ($4.30/sh) vs $335M ($2.68/sh).
- Record full year gross sales $15.3B (+16% YoY) driven by record retail and PRT sales; Q4 sales $3.5B (-15% YoY).
- AUM before flow reinsurance $65.3B (+17% YoY); record AUM $53.8B.
- Completed $500M senior notes in Oct 2024, $375M junior sub notes in Jan 2025, redeemed $300M senior notes.
- RBC ratio >410% above 400% target; returned $125M in dividends during 2024.

## SEC filing metadata
- accession: 0001934850-25-000006
- form_type: 8-K
- ticker: FG
- cik: 0001934850
- company_name: F&G Annuities & Life, Inc.
- filed_at: 2025-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1934850/000193485025000006/0001934850-25-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1934850/000193485025000006/fg-20250220.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001934850-25-000006
- JSON: https://secwatch.observer/filing/0001934850-25-000006.json
- Plain text: https://secwatch.observer/filing/0001934850-25-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.