---
schema_version: "secwatch.filing_event.v1"
accession: "0001964333-23-000208"
form_type: "8-K"
ticker: "BHRB"
cik: "0001964333"
company_name: "Burke & Herbert Financial Services Corp."
filed_at: "2023-10-27T23:59:59+00:00"
generated_at: "2026-06-09T07:23:15.495446+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Burke & Herbert Q3 net income $4.1M ($0.55 EPS); declares $0.53 dividend; merger with Summit progresses

## Summary
- Q3 2023 net income $4.1M ($0.55 diluted EPS); operating net income $5.6M ($0.75 diluted EPS).
- Total loans up $69.6M (13.8% annualized growth) to $2.1B; deposits stable at $3.0B; loan-to-deposit 69.4%.
- Total liquidity $925.4M; CET1 ratio 16.4%, Total risk-based capital 17.5%, leverage 11.3%.
- Merger with Summit Financial Group (SMMF) pending stockholder and regulatory approvals; combined entity >$8B assets.

## SEC filing metadata
- accession: 0001964333-23-000208
- form_type: 8-K
- ticker: BHRB
- cik: 0001964333
- company_name: Burke & Herbert Financial Services Corp.
- filed_at: 2023-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1964333/000196433323000208/0001964333-23-000208-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1964333/000196433323000208/bhrb-20231027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001964333-23-000208
- JSON: https://secwatch.observer/filing/0001964333-23-000208.json
- Plain text: https://secwatch.observer/filing/0001964333-23-000208.txt

## Key facts
- Earnings Releases
  Burke & Herbert Financial Services Corp. reported the quarter ended September 30, 2023 results: net income net income of $4.1 million, or $0.55 per diluted share, EPS $0.55 per diluted share.
  - Period: the quarter ended September 30, 2023
  - Net income: net income of $4.1 million, or $0.55 per diluted share
  - EPS: $0.55 per diluted share
  - Result: reported results
  source text: reported financial results for the quarter ended September 30, 2023. In addition, at its meeting on October 26, 2023, the board of directors declared a $0.53 per share regular cash dividend to be paid on December 1, 2023, to shareholders of record as of the close of business November 15, 2023. For the third quarter, the Company reported net income of $4.1 million, or $0.55 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1964333/000196433323000208/0001964333-23-000208-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.