---
schema_version: "secwatch.filing_event.v1"
accession: "0001964333-25-000014"
form_type: "8-K"
ticker: "BHRB"
cik: "0001964333"
company_name: "Burke & Herbert Financial Services Corp."
filed_at: "2025-01-24T23:59:59+00:00"
generated_at: "2026-05-27T11:57:27.447944+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Burke & Herbert Q4 adj. EPS $1.77, GAAP EPS $1.30; FY adj. EPS $7.01

## Summary
- Q4 net income applicable to common shares $19.6M; adj. operating net income $26.6M.
- FY 2024 net income $35.0M ($2.82 diluted); adj. net income $87.2M ($7.01 diluted).
- Quarterly cash dividend of $0.55 per share declared, payable March 3, 2025 to Feb 14 record holders.
- Total gross loans $5.7B, deposits $6.5B; loan-to-deposit ratio 87.1% as of Dec 31, 2024.
- Well-capitalized with CET1 ratio 11.5%, total risk-based capital 14.6%, leverage ratio 9.8%.

## SEC filing metadata
- accession: 0001964333-25-000014
- form_type: 8-K
- ticker: BHRB
- cik: 0001964333
- company_name: Burke & Herbert Financial Services Corp.
- filed_at: 2025-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1964333/000196433325000014/0001964333-25-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1964333/000196433325000014/bhrb-20250124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001964333-25-000014
- JSON: https://secwatch.observer/filing/0001964333-25-000014.json
- Plain text: https://secwatch.observer/filing/0001964333-25-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.