{"schema_version":"secwatch.filing_event.v1","accession":"0001964333-25-000223","form_type":"8-K","ticker":"BHRB","cik":"0001964333","company_name":"Burke & Herbert Financial Services Corp.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.711783+00:00","generated_at":"2026-05-18T02:39:00.430137+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BHRB Q2 net income $29.7M, EPS $1.97, declares $0.55 dividend","bullets":["Net income applicable to common shares $29.7M, diluted EPS $1.97, up from $27.0M ($1.80) in Q1 2025.","Net interest margin (non-GAAP) 4.17% for Q2 2025; total loans $5.6B, deposits $6.4B, loan-to-deposit ratio 87.5%.","Well-capitalized: CET1 ratio 12.2%, total risk-based capital 15.3%, leverage ratio 10.4%, total liquidity $4.4B.","Board declared regular quarterly dividend of $0.55/share, payable Sep 2, 2025 to holders of record Aug 15, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001964333-25-000223","json":"https://secwatch.observer/filing/0001964333-25-000223.json","markdown":"https://secwatch.observer/filing/0001964333-25-000223.md","text":"https://secwatch.observer/filing/0001964333-25-000223.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1964333/000196433325000223/0001964333-25-000223-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1964333/000196433325000223/bhrb-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:39:00.430137+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}