---
schema_version: "secwatch.filing_event.v1"
accession: "0001964333-25-000223"
form_type: "8-K"
ticker: "BHRB"
cik: "0001964333"
company_name: "Burke & Herbert Financial Services Corp."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:39:00.430137+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BHRB Q2 net income $29.7M, EPS $1.97, declares $0.55 dividend

## Summary
- Net income applicable to common shares $29.7M, diluted EPS $1.97, up from $27.0M ($1.80) in Q1 2025.
- Net interest margin (non-GAAP) 4.17% for Q2 2025; total loans $5.6B, deposits $6.4B, loan-to-deposit ratio 87.5%.
- Well-capitalized: CET1 ratio 12.2%, total risk-based capital 15.3%, leverage ratio 10.4%, total liquidity $4.4B.
- Board declared regular quarterly dividend of $0.55/share, payable Sep 2, 2025 to holders of record Aug 15, 2025.

## SEC filing metadata
- accession: 0001964333-25-000223
- form_type: 8-K
- ticker: BHRB
- cik: 0001964333
- company_name: Burke & Herbert Financial Services Corp.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1964333/000196433325000223/0001964333-25-000223-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1964333/000196433325000223/bhrb-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001964333-25-000223
- JSON: https://secwatch.observer/filing/0001964333-25-000223.json
- Plain text: https://secwatch.observer/filing/0001964333-25-000223.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.