secwatch.observer — SEC 8-K summary
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Issuer:     Burke & Herbert Financial Services Corp. (BHRB)
CIK:        0001964333
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001964333-25-000223
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BHRB Q2 net income $29.7M, EPS $1.97, declares $0.55 dividend
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- Net income applicable to common shares $29.7M, diluted EPS $1.97, up from $27.0M ($1.80) in Q1 2025.
- Net interest margin (non-GAAP) 4.17% for Q2 2025; total loans $5.6B, deposits $6.4B, loan-to-deposit ratio 87.5%.
- Well-capitalized: CET1 ratio 12.2%, total risk-based capital 15.3%, leverage ratio 10.4%, total liquidity $4.4B.
- Board declared regular quarterly dividend of $0.55/share, payable Sep 2, 2025 to holders of record Aug 15, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1964333/000196433325000223/0001964333-25-000223-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1964333/000196433325000223/bhrb-20250724.htm
  HTML page:      https://secwatch.observer/filing/0001964333-25-000223

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