---
schema_version: "secwatch.filing_event.v1"
accession: "0001964333-25-000237"
form_type: "8-K"
ticker: "BHRB"
cik: "0001964333"
company_name: "Burke & Herbert Financial Services Corp."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:35:04.234665+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Burke & Herbert Q3 net income $29.7M, EPS $1.97 flat QoQ; declares $0.55 dividend

## Summary
- Diluted EPS of $1.97, net income $29.7M, unchanged from Q2 2025.
- Net interest margin (non-GAAP) 4.08%; loans $5.6B, deposits $6.4B.
- Quarterly dividend $0.55/share, payable Dec 1, 2025 to holders of record Nov 14.
- CET1 ratio 12.7%, total risk-based capital 15.4%, leverage ratio 10.7%.
- New branch opened in Bethesda, MD; Virginia expansion exceeding expectations.

## SEC filing metadata
- accession: 0001964333-25-000237
- form_type: 8-K
- ticker: BHRB
- cik: 0001964333
- company_name: Burke & Herbert Financial Services Corp.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1964333/000196433325000237/0001964333-25-000237-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1964333/000196433325000237/bhrb-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001964333-25-000237
- JSON: https://secwatch.observer/filing/0001964333-25-000237.json
- Plain text: https://secwatch.observer/filing/0001964333-25-000237.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.