---
schema_version: "secwatch.filing_event.v1"
accession: "0001964333-26-000005"
form_type: "8-K"
ticker: "BHRB"
cik: "0001964333"
company_name: "Burke & Herbert Financial Services Corp."
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T08:59:20.143572+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Burke & Herbert Q4 net income $30M, EPS $1.98; full-year EPS $7.72; $0.55 dividend

## Summary
- Q4 2025 net income applicable to common shares $30.0M, diluted EPS $1.98; ROAA 1.49%, ROAE 14.14%.
- Full year net income $116.4M, diluted EPS $7.72; ROAA 1.48%, ROAE 14.76%.
- Net interest margin (non-GAAP) 4.11% for Q4, 4.14% for full year; total loans $5.4B, deposits $6.4B.
- Capital ratios strong: CET1 13.2%, Total RBC 15.9%, leverage 10.9%; asset quality improved.
- Board declared $0.55/share regular quarterly dividend, payable March 2, 2026, record February 13, 2026.

## SEC filing metadata
- accession: 0001964333-26-000005
- form_type: 8-K
- ticker: BHRB
- cik: 0001964333
- company_name: Burke & Herbert Financial Services Corp.
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1964333/000196433326000005/0001964333-26-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1964333/000196433326000005/bhrb-20260122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001964333-26-000005
- JSON: https://secwatch.observer/filing/0001964333-26-000005.json
- Plain text: https://secwatch.observer/filing/0001964333-26-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.