Gouverneur Bancorp Q1 net income up 79% to $287K; EPS $0.28 vs $0.15

Gouverneur Bancorp, Inc./MD/

2026-Q1 EPS reported $0.28

Net income $287K ($0.28 basic EPS) vs $160K ($0.15) year ago.
Total assets $201.9M, up 1.7% from Sept. 30, 2025; deposits rose $3.7M to $158.5M.
Net interest margin improved to 4.06% from 3.99% YoY; $13K provision for credit losses.
Non-interest income increased $101K including $103K bank-owned life insurance death benefit.
Book value $30.69 per share; declared $0.09/share dividend.

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