secwatch.observer — SEC 8-K summary
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Issuer:     Gouverneur Bancorp, Inc./MD/ (GOVB)
CIK:        0001978811
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001978811-26-000006
Event type: earnings
Sentiment:  positive
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Gouverneur Bancorp Q2 net income $217K ($0.21/sh), up 84% YoY; net interest margin expands to 4.22%
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- Net income $217K ($0.21 diluted EPS) for Q2 FY2026, vs $118K ($0.11) a year ago.
- Six-month net income $504K ($0.49) vs $278K ($0.27) in prior year.
- Net interest margin improved to 4.22% from 4.06% for the quarter.
- Deposits grew $5.2M to $160.0M; FHLB advances reduced from $7M to $1M.
- Book value per share $30.86 vs $30.55 at Sept 30, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1978811/000197881126000006/0001978811-26-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1978811/000197881126000006/tmb-20260421x8k.htm
  HTML page:      https://secwatch.observer/filing/0001978811-26-000006

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer