---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-23-000280"
form_type: "8-K"
ticker: "CCFN"
cik: "0000731122"
company_name: "MUNCY COLUMBIA FINANCIAL Corp"
filed_at: "2023-11-16T23:59:59+00:00"
generated_at: "2026-06-08T01:40:20.402065+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# CCFNB completes merger with Muncy Bank, renamed Muncy Columbia Financial; combined assets ~$1.6B

## Summary
- MBF shareholders receive 0.9259 MCFC shares per MBF share; aggregate ~1.49M MCFC shares issued.
- Combined company has ~$1.6B assets, ~$1.23B deposits, ~$1B loans, 22 banking offices.
- Name changes: CCFNB to Muncy Columbia Financial; First Columbia Bank to Journey Bank; effective Nov 11, 2023.
- New leadership: Lance Diehl as Chairman/President/CEO; Robert Glunk as COO and Journey Bank CEO; Joseph O'Neill as CFO.
- Eight new directors appointed from MBF board to fill terms across three classes.

## SEC filing metadata
- accession: 0001999371-23-000280
- form_type: 8-K
- ticker: CCFN
- cik: 0000731122
- company_name: MUNCY COLUMBIA FINANCIAL Corp
- filed_at: 2023-11-16T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.01, 5.02, 5.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/731122/000199937123000280/0001999371-23-000280-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/731122/000199937123000280/ccfnb_8k-111123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-23-000280
- JSON: https://secwatch.observer/filing/0001999371-23-000280.json
- Plain text: https://secwatch.observer/filing/0001999371-23-000280.txt

## Key facts
- Governance Changes
  MUNCY COLUMBIA FINANCIAL Corp: Added article 17 providing that any or all classes and series of shares may be uncertificated shares, effective November 15, 2023 (effective 2023-11-15).
  - Change: charter amendment
  - Effective: 2023-11-15
  source text: On November 15, 2023, MCFC amended its articles of incorporation by adding an article 17 providing that any or all classes and series of shares may be uncertificated shares.
  evidence_url: https://www.sec.gov/Archives/edgar/data/731122/000199937123000280/0001999371-23-000280-index.htm
- Governance Changes
  MUNCY COLUMBIA FINANCIAL Corp: Amended articles of incorporation to change name to Muncy Columbia Financial Corporation, effective November 11, 2023 (effective 2023-11-11).
  - Change: charter amendment
  - Effective: 2023-11-11
  source text: CCFNB amended its articles of incorporation to change its name to “Muncy Columbia Financial Corporation.” The name change was effective on November 11, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/731122/000199937123000280/0001999371-23-000280-index.htm
- M&A Transactions
  MUNCY COLUMBIA FINANCIAL Corp completed an acquisition involving Muncy Bank Financial, Inc. for 0.9259 shares of MCFC common stock (closed 2023-11-11).
  - Action: acquisition
  - Counterparty: Muncy Bank Financial, Inc.
  - Consideration: 0.9259 shares of MCFC common stock
  - Closing: 2023-11-11
  source text: and First Columbia Bank changed its name to Journey Bank. Pursuant to the Merger Agreement, for each share of MBF common stock, MBF shareholders will receive 0.9259 shares of MCFC common stock and will receive cash in lieu of fractional shares. The total consideration payable to MBF shareholders is comprised of an aggregate of approximately
  evidence_url: https://www.sec.gov/Archives/edgar/data/731122/000199937123000280/0001999371-23-000280-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.