{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-24-000720","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.521891+00:00","generated_at":"2026-06-06T19:48:39.756883+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"WNEB Q4 net income $2.5M ($0.12 EPS) vs $9.0M YoY; NIM 2.64%","bullets":["Net income for Q4 2023 was $2.5M ($0.12 diluted EPS) versus $9.0M ($0.42) in Q4 2022.","Full year 2023 net income $15.1M ($0.70 EPS) compared to $25.9M ($1.18) in 2022.","Net interest margin declined to 2.64% in Q4 2023 from 3.44% in Q4 2022.","Declared quarterly cash dividend of $0.07 per share, payable Feb 21, 2024 to holders of record Feb 7, 2024.","Total loans grew 1.8% YoY to $2.0B; core deposits decreased 15.7% to $1.5B."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-24-000720","json":"https://secwatch.observer/filing/0001999371-24-000720.json","markdown":"https://secwatch.observer/filing/0001999371-24-000720.md","text":"https://secwatch.observer/filing/0001999371-24-000720.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000199937124000720/0001999371-24-000720-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000199937124000720/wneb-8k_012324.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:48:39.756883+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"85963f688170ade79af3fa75b022ea9c96a25fd4","claim":"Western New England Bancorp, Inc. reported three and twelve months ended December 31, 2023 results: net income net income was $15.1 million, or $0.70 per diluted share, EPS $0.70 per diluted share.","evidence_excerpt":"For the three months ended December 31, 2023, the Company reported net income of $2.5 million, or $0.12 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1157647/000199937124000720/0001999371-24-000720-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and twelve months ended December 31, 2023"},{"label":"Net income","value":"net income was $15.1 million, or $0.70 per diluted share"},{"label":"EPS","value":"$0.70 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"85963f688170ade79af3fa75b022ea9c96a25fd4","claim":"Western New England Bancorp, Inc. reported three and twelve months ended December 31, 2023 results: net income net income was $15.1 million, or $0.70 per diluted share, EPS $0.70 per diluted share.","evidence_excerpt":"For the twelve months ended December 31, 2023, net income was $15.1 million, or $0.70 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1157647/000199937124000720/0001999371-24-000720-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and twelve months ended December 31, 2023"},{"label":"Net income","value":"net income was $15.1 million, or $0.70 per diluted share"},{"label":"EPS","value":"$0.70 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}