---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-24-000780"
form_type: "8-K/A"
ticker: "CCFN"
cik: "0000731122"
company_name: "MUNCY COLUMBIA FINANCIAL Corp"
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:36:16.721467+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Muncy Columbia files MBF Q3 2023 financials; net income $3.67M, assets $660M

## Summary
- MBF net income $3.674M for nine months ended Sep 30, 2023, down from $4.830M in 2022; diluted EPS $2.28 vs $3.00.
- Total assets $660.5M; loans net $510.2M; deposits $521.5M; shareholders' equity $43.9M as of Sep 30, 2023.
- Merger closed Nov 11, 2023; MBF shareholders received 0.9259 MCFC shares per MBF share (cash for fractional shares at $41.47).
- MBF incurred $355,000 merger-related expenses in the nine-month period ended Sep 30, 2023.
- Adopted CECL on Jan 1, 2023, reducing retained earnings by $311,000 as a cumulative-effect adjustment.

## SEC filing metadata
- accession: 0001999371-24-000780
- form_type: 8-K/A
- ticker: CCFN
- cik: 0000731122
- company_name: MUNCY COLUMBIA FINANCIAL Corp
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/731122/000199937124000780/0001999371-24-000780-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/731122/000199937124000780/ccfn_8ka-111123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-24-000780
- JSON: https://secwatch.observer/filing/0001999371-24-000780.json
- Plain text: https://secwatch.observer/filing/0001999371-24-000780.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.