{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-24-005071","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.862013+00:00","generated_at":"2026-06-03T12:52:35.311610+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Muncy Columbia Q1 net income $4.0M ($1.13 EPS) vs $1.9M ($0.93) YoY; NIM expands to 3.32%","bullets":["Net income $4,036,000 ($1.13 diluted EPS) vs $1,940,000 ($0.93) in Q1 2023.","Fully-tax equivalent NIM 3.32% vs 2.41% YoY; ROAA 1.02% vs 0.82%.","Sold $50.3M AFS securities to pay down FHLB borrowings; realized loss $8,000.","Non-performing assets rose to $7.3M from $4.5M, primarily one $2.2M real estate loan; bank expects no credit loss.","Book value per share $43.35 vs $43.08; quarterly dividend increased to $0.44 from $0.42."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-24-005071","json":"https://secwatch.observer/filing/0001999371-24-005071.json","markdown":"https://secwatch.observer/filing/0001999371-24-005071.md","text":"https://secwatch.observer/filing/0001999371-24-005071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000199937124005071/0001999371-24-005071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000199937124005071/muncy_8k-042324.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T12:52:35.311610+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8b98740468df73d4548eb13d922c7ae22349359b","claim":"MUNCY COLUMBIA FINANCIAL Corp reported first quarter 2024 results: net income $4,036,000, EPS $1.13.","evidence_excerpt":"Muncy Columbia Financial Corporation Reports First Quarter 2024 Earnings","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731122/000199937124005071/0001999371-24-005071-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Net income","value":"$4,036,000"},{"label":"EPS","value":"$1.13"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}