{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-24-005801","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2024-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.476084+00:00","generated_at":"2026-06-02T04:55:15.774004+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"WNEB Q1 EPS $0.14, net interest income $15.3M; director Orlen retires","bullets":["Q1 EPS $0.14, down 42% from $0.24 YoY; ROA 0.47% vs 0.84%, ROE 5.04% vs 9.31%.","Net interest income $15.3M (down 17% YoY); NIM (tax-equiv) 2.59% vs 3.16%.","Total loans $2.026B (+1% YoY); deposits $2.144B (-0.6%); core deposits 70% vs 79%.","Book value per share $10.90 vs $10.50; uninsured deposits 26% vs 29%.","Director Gregg F. Orlen retired after 25 years; proposals include director elections and auditor ratification."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-24-005801","json":"https://secwatch.observer/filing/0001999371-24-005801.json","markdown":"https://secwatch.observer/filing/0001999371-24-005801.md","text":"https://secwatch.observer/filing/0001999371-24-005801.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000199937124005801/0001999371-24-005801-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000199937124005801/wneb-8k_050924.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T04:55:15.774004+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}