{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-24-006995","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2024-06-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.863026+00:00","generated_at":"2026-06-01T06:58:49.778603+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Muncy Columbia Q1 net income $4.04M ($1.13 EPS) vs $1.94M; dividend raised to $0.44","bullets":["Net income $4,036,000 for Q1 2024, up from $1,940,000 in Q1 2023; EPS $1.13 vs $0.93.","Return on assets 1.02% (0.82% prior year); return on equity 10.52% (8.94%).","Quarterly cash dividend increased to $0.44 per share from $0.42 in Q1 2023.","Total assets $1.573B vs $1.640B at Dec 31, 2023; loans net $1.071B.","Merger of First Columbia Bank & Trust Co. and The Muncy Bank & Trust Co. completed, forming Journey Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-24-006995","json":"https://secwatch.observer/filing/0001999371-24-006995.json","markdown":"https://secwatch.observer/filing/0001999371-24-006995.md","text":"https://secwatch.observer/filing/0001999371-24-006995.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000199937124006995/0001999371-24-006995-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000199937124006995/muncy-8k_060324.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T06:58:49.778603+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}