---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-24-006995"
form_type: "8-K"
ticker: "CCFN"
cik: "0000731122"
company_name: "MUNCY COLUMBIA FINANCIAL Corp"
filed_at: "2024-06-03T23:59:59+00:00"
generated_at: "2026-06-01T06:58:49.778603+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Muncy Columbia Q1 net income $4.04M ($1.13 EPS) vs $1.94M; dividend raised to $0.44

## Summary
- Net income $4,036,000 for Q1 2024, up from $1,940,000 in Q1 2023; EPS $1.13 vs $0.93.
- Return on assets 1.02% (0.82% prior year); return on equity 10.52% (8.94%).
- Quarterly cash dividend increased to $0.44 per share from $0.42 in Q1 2023.
- Total assets $1.573B vs $1.640B at Dec 31, 2023; loans net $1.071B.
- Merger of First Columbia Bank & Trust Co. and The Muncy Bank & Trust Co. completed, forming Journey Bank.

## SEC filing metadata
- accession: 0001999371-24-006995
- form_type: 8-K
- ticker: CCFN
- cik: 0000731122
- company_name: MUNCY COLUMBIA FINANCIAL Corp
- filed_at: 2024-06-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/731122/000199937124006995/0001999371-24-006995-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/731122/000199937124006995/muncy-8k_060324.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-24-006995
- JSON: https://secwatch.observer/filing/0001999371-24-006995.json
- Plain text: https://secwatch.observer/filing/0001999371-24-006995.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.