{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-24-008842","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2024-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.740698+00:00","generated_at":"2026-05-31T19:22:09.948588+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Muncy Columbia Financial Q2 net income $4.7M ($1.32/sh) vs $1.5M ($0.71) in Q2 2023","bullets":["Q2 net income $4.707M ($1.32 EPS) vs $1.462M ($0.71 EPS) in Q2 2023; 6-month net income $8.743M ($2.45 EPS).","Return on assets 1.20% and return on equity 12.28% for Q2 2024, up from 0.71% and 7.63% in Q2 2023.","Fully-tax equivalent net interest margin improved to 3.36% for H1 2024 from 2.32% in H1 2023.","Total deposits increased $52.1M as Bank migrated customer repurchase agreements to core deposits; short-term borrowings decreased $36.6M.","Book value per share $44.11 at June 30, 2024 vs $43.08 at Dec 31, 2023; equity-to-assets ratio 9.90%."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-24-008842","json":"https://secwatch.observer/filing/0001999371-24-008842.json","markdown":"https://secwatch.observer/filing/0001999371-24-008842.md","text":"https://secwatch.observer/filing/0001999371-24-008842.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000199937124008842/0001999371-24-008842-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000199937124008842/muncy-8k_071924.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:22:09.948588+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}