{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-24-013583","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2024-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.937429+00:00","generated_at":"2026-05-30T12:55:19.596546+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Muncy Columbia Financial Q3 net income $5.1M ($1.42/sh), up from $1.2M ($0.56/sh) YoY","bullets":["GAAP net income $5,056,000 ($1.42 per share) for Q3 2024 vs $1,171,000 ($0.56 per share) in Q3 2023.","Nine-month net income $13,799,000 ($3.86 per share) vs $4,573,000 ($2.20 per share) prior year.","Fully-tax equivalent net interest margin improved to 3.40% for nine months vs 2.29% prior year.","ROAA 1.26%, ROAE 12.34% for Q3 vs 0.63% and 6.78% a year ago.","Total assets $1.607B; book value per share $47.35; non-performing assets 0.53% of total assets."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-24-013583","json":"https://secwatch.observer/filing/0001999371-24-013583.json","markdown":"https://secwatch.observer/filing/0001999371-24-013583.md","text":"https://secwatch.observer/filing/0001999371-24-013583.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000199937124013583/0001999371-24-013583-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000199937124013583/muncy-8k_101824.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:55:19.596546+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}